thanks to pohning, i've decided to ask about study loans... to see if their repayment plan is ok. before that, my parents were totally discouraging. they said that it's not that they didn't want me to get a loan, but when i come back i'll be hundreds of thousands in debt. they were really against the idea. i was thinking, if the loan was repayable in ten years, assuming i borrow $200,000... i'll have to pay about $1666 every month. if i earn $2000 a month (hopefully), i'll still have about $333 left. that means i'll have to live frugally, but i think i'll be very contented with that if i have a chance of going overseas. so i msged pohning to see how she was getting on with raising money... see if got any lobangs mah, since she always sounded so confident about going to birmingham. she convinced me that it should be fine since moe is apparently rather short of music teachers so it'll be quite easy to get a job when i come back. i'm still wondering how to convince my parents. it's not going to be an easy task... money doesn't come easily for them so they're worried i may not be able to repay the loan. what if i can't get a job? they bombard me with so many what ifs... makes me so confused. but after all the confusion, i think i should just pluck up my courage and take a big leap. i'll never know if i don't try right. i'll try to talk to them again tomorrow.
but i still got to pay nafa by this friday... just in case everything doesn't work out, i still have someplace to go. at least i'll still get a full refund of the tuition fees if i withdraw within 14 days before term starts. yep, that leaves me with some time to settle the money stuff. hopefully it works. i'm not going to have high hopes on the moe scholarship cos during the interview they didn't look like they were very excited about giving me a scholarship... except one lady who was smiling and listening very attentively, and looking at me throughout the whole time. i know i'm probably not what they're looking for in a scholar la.
ok, going to sleep... thinking of going on a practising marathon tmr. cos my szymanowski etude really sucks. or maybe i should just say, everything i'm playing now is terrible. and lesson is on thursday! totally my fault for slacking away during the weekend... sigh
here's a quiz i did from pohning's blog... haven't done quizzes for a long long time!
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